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Please note: As of September 15, 2017, a new federal rule allowing for faster processing of debits from your financial accounts (at The Citizens Bank of Clovis and at all financial institutions), goes into effect. This rule was put into place by the Electronic Payments Association, known as NACHA, and impacts all financial institutions, merchants, and consumers. What this rule means is that when checks are given to merchants or online payments are scheduled with businesses, such as your utility company, the amount of the debit may be withdrawn from your account the day the charge is made. Previously, the debit could have taken as long as 1-2 days. Checks should never be written when sufficient funds are not in your account to cover the entire amount of the purchase or payment. With the implementation of this new rule, this becomes more important than in previous years. Citizens Bank provides customers with easy-to-use tools to manage your accounts and to effortlessly monitor how much money is in your account. Use The Citizens Bank of Clovis free online banking to set account alerts, transfer funds, and schedule payments.