Fee Disclosure
This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.
MISCELLANEOUS FEES AND CHARGES
ATM
Non-Owned ATM Fee: $1.00
Non-Customer ATM Fee: $2.00
Replace Lost ATM Card: $5.00
Cash Advance
Customer: No Charge
Non-Customer: 4% / $10.00 Minimum
Cashier’s Checks
Customer: $5.00
Non-Customer: $10.00
Check Cashing
Non-Customer (Check not drawn on us): 5% - $20.00 Minimum
Non-Customer Govt. Check: $5.00
Check Printing
Personalized Checks: Charge per Selection
Temporary Checks: $5.00
Collection Items
Customer – Incoming $5.00
Non-Customer – Incoming: $10.00
Customer – Outgoing: $15.00
Non-Customer – Outgoing: $20.00
Collections – Documentary/Envelope Drafts
Customer – Incoming/Outgoing: $15.00
Non-Customer – Incoming/Outgoing: $25.00
FAX Services
Customer – Incoming/Outgoing: $1.00 per page
Non-Customer – Incoming/Outgoing: $5.00 per page
Internet Banking
Bill Pay Service: $0.00 per month
IRA
Transfer Fee: $25.00
Self-Directed IRA – Set-up and Maintenance: $75.00
Self-Directed IRA – Annual Fee: $55.00
Legal Services
Complying with Garnishment: $150.00
Complying with Legal Papers: $25.00
Complying with Levies: $25.00
Loose Coin Processing
Customer: No Charge
Non-Customer: 10%
Miscellaneous
Account Activity Printout: $2.00
Account Balancing Assistance: $20.00 per hour / 2nd Time
Account Closed Within 30 Days: $20.00
Amortization Schedules: $3.00
Check Verification (Out of Town): $5.00
Charge Backs (Deposited Items Returned): $1.00
Dormant Account Fee: $5.00 per month
Night Depository Bags: $25.00
Overdraft Protection or Transfer: $5.00
Photocopies: $.50 per page
Special Statement Cutoff: $5.00
Telephone Transfers: $5.00
Overdraft Fee
Overdraft Fee: $25.00
Prepaid Access Cards
Gift Card: $6.95
Travel Card: $9.95
Travel Card – Companion Card: $2.95
Travel Card – Reload: $4.95
Travel Card – Companion Card Reload: $4.95
Research
Account Research: $20.00 per hour
Microfilm/Microfiche Retrieval: $2.00 per item plus $20.00 per hour
Customer Lookup of Paid Checks: $2.00
Returned Item Fee
Returned Item Fee: $25.00 per item
Safe Deposit Boxes Annual Fee
3” X 5”: $15.00
4” X 5”: $20.00
5” X 5”: $25.00
3” X 10”: $25.50
4” X 10”: $30.00
5” X 10”: $30.00
10” X 10”: $50.00
Drilling of Box: $100.00
Lost Key Replacement: $20.00
Stop Payments
Stop Payments: $25.00
Wire Transfers
Customer – Incoming: No Charge
Non-Customer – Incoming: $20.00
Customer – Outgoing Domestic: $20.00
Customer – Outgoing International: $50.00
